Save and grow your money effortlessly

    See your money clearly, save smarter, plan, and grow on autopilot. All in one simple app.

    Young couple sitting together on a golden-yellow couch in a warmly lit living room, smiling while looking at a MacBook laptop. The woman is leaning against the man as they engage with financial management tools, representing stress-free money management in a comfortable home setting.

    Let's make the switch 🚀

    How can we lower our monthly expenses?
    Save $92 per month by switching to Green Energy Co. Want me to handle the switch for you?

    Connect to over 20,000 global institutions

    Up BankWestpacTeachers Mutual BankCommonwealth BankANZNational Australia Bank (NAB)Macquarie BankCoinbaseBankwestINGSuncorp BankMe BankSt.GeorgeGreat Southern BankZipBank of QueenslandCiti BankBarclaysBank AustraliaBank of SydneyCoinspotBendigo BankMooMooWebullTrading212eToroInteractive BrokersCoinJarChaseHSBCBank of AmericaKrakenBinanceSwyftxCrypto.comAlpaca

    Real action at your fingertips

    AI

    Packed with many powerful features and actions, to help you save money, build wealth, and take control of your financial future.

    Send $
    Pay bill
    Round up
    Auto-save
    Split
    Request $
    Invest
    Cash-out
    Rebalance
    Alert
    Cancel
    Switch provider
    Dispute
    Freeze card
    + more
    Advanced Micro Devices, Inc. assetBitcoin assetMondelez International, Inc. assetDanaher Corporation assetAave assetNvidia Corporation assetHedera assetPfizer Inc. assetMorgan Stanley assetRaytheon Technologies Corporation assetInternational Flavors & Fragrances Inc. assetStarbucks Corporation assetAmazon.com, Inc. assetThe Home Depot, Inc. assetMarathon Petroleum Corporation assetCaterpillar Inc. assetCelo assetBNB assetXRP assetBoston Scientific Corporation assetUnited Parcel Service, Inc. assetKava assetUniswap assetS&P Global Inc. assetAmerican Express Company assetEOS assetTRON assetHoneywell International Inc. assetComcast Corporation assetCME Group Inc. assetDogecoin assetJohnson Controls International plc assetTarget Corporation assetMicrosoft Corporation assetBroadcom Inc. assetFantom assetApple Inc. assetStellar assetMedtronic plc assetTHORChain assetAmerican International Group, Inc. assetCardano assetEli Lilly and Company assetVeChain asset
    Advanced Micro Devices, Inc. assetBitcoin assetMondelez International, Inc. assetDanaher Corporation assetAave assetNvidia Corporation assetHedera assetPfizer Inc. assetMorgan Stanley assetRaytheon Technologies Corporation assetInternational Flavors & Fragrances Inc. assetStarbucks Corporation assetAmazon.com, Inc. assetThe Home Depot, Inc. assetMarathon Petroleum Corporation assetCaterpillar Inc. assetCelo assetBNB assetXRP assetBoston Scientific Corporation assetUnited Parcel Service, Inc. assetKava assetUniswap assetS&P Global Inc. assetAmerican Express Company assetEOS assetTRON assetHoneywell International Inc. assetComcast Corporation assetCME Group Inc. assetDogecoin assetJohnson Controls International plc assetTarget Corporation assetMicrosoft Corporation assetBroadcom Inc. assetFantom assetApple Inc. assetStellar assetMedtronic plc assetTHORChain assetAmerican International Group, Inc. assetCardano assetEli Lilly and Company assetVeChain asset
    Advanced Micro Devices, Inc. assetBitcoin assetMondelez International, Inc. assetDanaher Corporation assetAave assetNvidia Corporation assetHedera assetPfizer Inc. assetMorgan Stanley assetRaytheon Technologies Corporation assetInternational Flavors & Fragrances Inc. assetStarbucks Corporation assetAmazon.com, Inc. assetThe Home Depot, Inc. assetMarathon Petroleum Corporation assetCaterpillar Inc. assetCelo assetBNB assetXRP assetBoston Scientific Corporation assetUnited Parcel Service, Inc. assetKava assetUniswap assetS&P Global Inc. assetAmerican Express Company assetEOS assetTRON assetHoneywell International Inc. assetComcast Corporation assetCME Group Inc. assetDogecoin assetJohnson Controls International plc assetTarget Corporation assetMicrosoft Corporation assetBroadcom Inc. assetFantom assetApple Inc. assetStellar assetMedtronic plc assetTHORChain assetAmerican International Group, Inc. assetCardano assetEli Lilly and Company assetVeChain asset
    Advanced Micro Devices, Inc. assetBitcoin assetMondelez International, Inc. assetDanaher Corporation assetAave assetNvidia Corporation assetHedera assetPfizer Inc. assetMorgan Stanley assetRaytheon Technologies Corporation assetInternational Flavors & Fragrances Inc. assetStarbucks Corporation assetAmazon.com, Inc. assetThe Home Depot, Inc. assetMarathon Petroleum Corporation assetCaterpillar Inc. assetCelo assetBNB assetXRP assetBoston Scientific Corporation assetUnited Parcel Service, Inc. assetKava assetUniswap assetS&P Global Inc. assetAmerican Express Company assetEOS assetTRON assetHoneywell International Inc. assetComcast Corporation assetCME Group Inc. assetDogecoin assetJohnson Controls International plc assetTarget Corporation assetMicrosoft Corporation assetBroadcom Inc. assetFantom assetApple Inc. assetStellar assetMedtronic plc assetTHORChain assetAmerican International Group, Inc. assetCardano assetEli Lilly and Company assetVeChain asset
    ServiceNow, Inc. assetSolana assetWells Fargo & Company assetThe Goldman Sachs Group, Inc. assetColgate-Palmolive Company assetInternational Business Machines Corporation assetPancakeSwap assetJohnson & Johnson assetTexas Instruments Incorporated assetDecentraland assetPolygon assetZcash assetAbbott Laboratories assetMastercard Incorporated assetAdobe Inc. assetChevron Corporation assetBlackRock, Inc. assetMonero assetEthereum assetSalesforce, Inc. assetPrologis, Inc. assetLockheed Martin Corporation assetBerkshire Hathaway Inc. assetAbbVie Inc. assetAptos assetNEAR Protocol assetVerizon Communications Inc. assetAnthem, Inc. assetPolkadot assetOracle Corporation assetThe Walt Disney Company assetQUALCOMM Incorporated assetUSD Coin assetBristol-Myers Squibb Company assetThe Boeing Company assetMerck & Co., Inc. assetLinde plc assetPayPal Holdings, Inc. assetChainlink assetLowe's Companies, Inc. assetThe Charles Schwab Corporation assetShiba Inu assetProcter & Gamble Co. assetThe Graph asset
    ServiceNow, Inc. assetSolana assetWells Fargo & Company assetThe Goldman Sachs Group, Inc. assetColgate-Palmolive Company assetInternational Business Machines Corporation assetPancakeSwap assetJohnson & Johnson assetTexas Instruments Incorporated assetDecentraland assetPolygon assetZcash assetAbbott Laboratories assetMastercard Incorporated assetAdobe Inc. assetChevron Corporation assetBlackRock, Inc. assetMonero assetEthereum assetSalesforce, Inc. assetPrologis, Inc. assetLockheed Martin Corporation assetBerkshire Hathaway Inc. assetAbbVie Inc. assetAptos assetNEAR Protocol assetVerizon Communications Inc. assetAnthem, Inc. assetPolkadot assetOracle Corporation assetThe Walt Disney Company assetQUALCOMM Incorporated assetUSD Coin assetBristol-Myers Squibb Company assetThe Boeing Company assetMerck & Co., Inc. assetLinde plc assetPayPal Holdings, Inc. assetChainlink assetLowe's Companies, Inc. assetThe Charles Schwab Corporation assetShiba Inu assetProcter & Gamble Co. assetThe Graph asset
    ServiceNow, Inc. assetSolana assetWells Fargo & Company assetThe Goldman Sachs Group, Inc. assetColgate-Palmolive Company assetInternational Business Machines Corporation assetPancakeSwap assetJohnson & Johnson assetTexas Instruments Incorporated assetDecentraland assetPolygon assetZcash assetAbbott Laboratories assetMastercard Incorporated assetAdobe Inc. assetChevron Corporation assetBlackRock, Inc. assetMonero assetEthereum assetSalesforce, Inc. assetPrologis, Inc. assetLockheed Martin Corporation assetBerkshire Hathaway Inc. assetAbbVie Inc. assetAptos assetNEAR Protocol assetVerizon Communications Inc. assetAnthem, Inc. assetPolkadot assetOracle Corporation assetThe Walt Disney Company assetQUALCOMM Incorporated assetUSD Coin assetBristol-Myers Squibb Company assetThe Boeing Company assetMerck & Co., Inc. assetLinde plc assetPayPal Holdings, Inc. assetChainlink assetLowe's Companies, Inc. assetThe Charles Schwab Corporation assetShiba Inu assetProcter & Gamble Co. assetThe Graph asset
    ServiceNow, Inc. assetSolana assetWells Fargo & Company assetThe Goldman Sachs Group, Inc. assetColgate-Palmolive Company assetInternational Business Machines Corporation assetPancakeSwap assetJohnson & Johnson assetTexas Instruments Incorporated assetDecentraland assetPolygon assetZcash assetAbbott Laboratories assetMastercard Incorporated assetAdobe Inc. assetChevron Corporation assetBlackRock, Inc. assetMonero assetEthereum assetSalesforce, Inc. assetPrologis, Inc. assetLockheed Martin Corporation assetBerkshire Hathaway Inc. assetAbbVie Inc. assetAptos assetNEAR Protocol assetVerizon Communications Inc. assetAnthem, Inc. assetPolkadot assetOracle Corporation assetThe Walt Disney Company assetQUALCOMM Incorporated assetUSD Coin assetBristol-Myers Squibb Company assetThe Boeing Company assetMerck & Co., Inc. assetLinde plc assetPayPal Holdings, Inc. assetChainlink assetLowe's Companies, Inc. assetThe Charles Schwab Corporation assetShiba Inu assetProcter & Gamble Co. assetThe Graph asset
    Tesla, Inc. assetNextEra Energy, Inc. assetAvalanche assetCVS Health Corporation assetIntel Corporation assetNike, Inc. assetSynthetix assetHelium assetArweave assetFilecoin assetPepsiCo, Inc. assetWrapped Bitcoin assetInternet Computer assetAlphabet Inc. assetVisa Inc. assetMaker assetLam Research Corporation assetIntuit Inc. assetToncoin assetEthereum Classic assetCitigroup Inc. assetThe Hershey Company assetBitcoin Cash assetTether assetLitecoin assetAmgen Inc. assetAxie Infinity assetDeere & Company assetUnitedHealth Group Incorporated assetAutomatic Data Processing, Inc. assetNetflix, Inc. assetCosmos assetExxon Mobil Corporation assetMcDonald's Corporation assetCoca-Cola Company assetThermo Fisher Scientific Inc. assetCisco Systems, Inc. assetConocoPhillips assetFlow assetTezos assetDai assetJPMorgan Chase & Co. assetAlgorand assetElrond assetMeta Platforms, Inc. asset
    Tesla, Inc. assetNextEra Energy, Inc. assetAvalanche assetCVS Health Corporation assetIntel Corporation assetNike, Inc. assetSynthetix assetHelium assetArweave assetFilecoin assetPepsiCo, Inc. assetWrapped Bitcoin assetInternet Computer assetAlphabet Inc. assetVisa Inc. assetMaker assetLam Research Corporation assetIntuit Inc. assetToncoin assetEthereum Classic assetCitigroup Inc. assetThe Hershey Company assetBitcoin Cash assetTether assetLitecoin assetAmgen Inc. assetAxie Infinity assetDeere & Company assetUnitedHealth Group Incorporated assetAutomatic Data Processing, Inc. assetNetflix, Inc. assetCosmos assetExxon Mobil Corporation assetMcDonald's Corporation assetCoca-Cola Company assetThermo Fisher Scientific Inc. assetCisco Systems, Inc. assetConocoPhillips assetFlow assetTezos assetDai assetJPMorgan Chase & Co. assetAlgorand assetElrond assetMeta Platforms, Inc. asset
    Tesla, Inc. assetNextEra Energy, Inc. assetAvalanche assetCVS Health Corporation assetIntel Corporation assetNike, Inc. assetSynthetix assetHelium assetArweave assetFilecoin assetPepsiCo, Inc. assetWrapped Bitcoin assetInternet Computer assetAlphabet Inc. assetVisa Inc. assetMaker assetLam Research Corporation assetIntuit Inc. assetToncoin assetEthereum Classic assetCitigroup Inc. assetThe Hershey Company assetBitcoin Cash assetTether assetLitecoin assetAmgen Inc. assetAxie Infinity assetDeere & Company assetUnitedHealth Group Incorporated assetAutomatic Data Processing, Inc. assetNetflix, Inc. assetCosmos assetExxon Mobil Corporation assetMcDonald's Corporation assetCoca-Cola Company assetThermo Fisher Scientific Inc. assetCisco Systems, Inc. assetConocoPhillips assetFlow assetTezos assetDai assetJPMorgan Chase & Co. assetAlgorand assetElrond assetMeta Platforms, Inc. asset
    Tesla, Inc. assetNextEra Energy, Inc. assetAvalanche assetCVS Health Corporation assetIntel Corporation assetNike, Inc. assetSynthetix assetHelium assetArweave assetFilecoin assetPepsiCo, Inc. assetWrapped Bitcoin assetInternet Computer assetAlphabet Inc. assetVisa Inc. assetMaker assetLam Research Corporation assetIntuit Inc. assetToncoin assetEthereum Classic assetCitigroup Inc. assetThe Hershey Company assetBitcoin Cash assetTether assetLitecoin assetAmgen Inc. assetAxie Infinity assetDeere & Company assetUnitedHealth Group Incorporated assetAutomatic Data Processing, Inc. assetNetflix, Inc. assetCosmos assetExxon Mobil Corporation assetMcDonald's Corporation assetCoca-Cola Company assetThermo Fisher Scientific Inc. assetCisco Systems, Inc. assetConocoPhillips assetFlow assetTezos assetDai assetJPMorgan Chase & Co. assetAlgorand assetElrond assetMeta Platforms, Inc. asset

    With 1,000s of assets

    Your security and privacy come first

    Bank-level security

    We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

    Opt-in consent

    We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicity authorised.

    Power in actions

    Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

    Your money...

    Person stretching and feeling free of money worries
    Send $50
    To High Saver
    From Everyday
    Every Mon. at 10am
    Only if ...

    Your moves!

    Product

    • Moves
      Soon
    • AI Assistant
      Soon
    • Accounts
      Soon

    Platform

    • Institutions
      Soon
    • Web app
    • iOS app
      Soon
    • Android app
      Soon

    © Phinly Pty Ltd 2025. All rights reserved.

    Built in Sydney 🐨 by Phinly

    Phinly operates solely as a technology platform and is not a financial institution, adviser, or creditor of any kind. The information provided on this website, including but not limited to articles, blog posts, guides, and any other content, is for informational purposes only and should not be construed as financial advice. Users are encouraged to seek professional financial advice tailored to their individual circumstances before making any financial decisions.
    The brands and logos displayed on this website are for informational purposes only. Their presence does not constitute an endorsement, sponsorship, or affiliation with this website or its operators. All trademarks, registered trademarks, and service marks mentioned on this site are the property of their respective owners.
    Phinly does not guarantee the accuracy, completeness, or reliability of any information provided and shall not be held liable for any errors, omissions, or damages arising from the use of such information.
    By accessing and using this website, you agree to release us from any and all liability arising from your use of the information provided herein.
    Aboriginal flagTorres Strait Islander flag
    In the spirit of reconciliation we acknowledge and pay our respects to Aboriginal Elders, past and present, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia. Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney.