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Save and grow your money effortlessly

See your money clearly, save smarter, plan, and grow on autopilot. All in one simple app.

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Young couple sitting together on a golden-yellow couch in a warmly lit living room, smiling while looking at a MacBook laptop. The woman is leaning against the man as they engage with financial management tools, representing stress-free money management in a comfortable home setting.
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Save $92 per month by switching to Green Energy Co. Want me to handle the switch for you?

Connect to over 20,000 global institutions

Up BankWestpacTeachers Mutual BankCommonwealth BankANZNational Australia Bank (NAB)Macquarie BankCoinbaseBankwestINGSuncorp BankMe BankSt.GeorgeGreat Southern BankZipBank of QueenslandCiti BankBarclaysBank AustraliaBank of SydneyCoinspotBendigo BankMooMooWebullTrading212eToroInteractive BrokersCoinJarChaseHSBCBank of AmericaKrakenBinanceSwyftxCrypto.comAlpaca

Real action at your fingertips

AI

Packed with many powerful features and actions, to help you save money, build wealth, and take control of your financial future.

Send $
Pay bill
Round up
Auto-save
Split
Request $
Invest
Cash-out
Rebalance
Alert
Cancel
Switch provider
Dispute
Freeze card
+ more
UnitedHealth Group Incorporated assetAmerican Express Company assetVerizon Communications Inc. assetRaytheon Technologies Corporation assetAbbVie Inc. assetThe Goldman Sachs Group, Inc. assetMcDonald's Corporation assetPayPal Holdings, Inc. assetNetflix, Inc. assetCisco Systems, Inc. assetAdobe Inc. assetMorgan Stanley assetIntel Corporation assetMerck & Co., Inc. assetThermo Fisher Scientific Inc. assetCitigroup Inc. assetChevron Corporation assetCoca-Cola Company assetAdvanced Micro Devices, Inc. assetAbbott Laboratories assetQUALCOMM Incorporated assetSalesforce, Inc. assetEthereum assetStarbucks Corporation assetWells Fargo & Company assetBitcoin Cash assetHedera assetInternet Computer assetAlgorand assetAmgen Inc. assetServiceNow, Inc. assetIntuit Inc. assetLinde plc assetJohnson Controls International plc assetPrologis, Inc. assetBristol-Myers Squibb Company assetThe Walt Disney Company assetComcast Corporation assetCaterpillar Inc. assetConocoPhillips assetHoneywell International Inc. assetThe Boeing Company assetTexas Instruments Incorporated assetMedtronic plc asset
The Hershey Company assetAnthem, Inc. assetCME Group Inc. assetNike, Inc. assetSolana assetBoston Scientific Corporation assetExxon Mobil Corporation assetThe Graph assetVeChain assetDogecoin assetNvidia Corporation assetLitecoin assetTether assetAvalanche assetTezos assetBerkshire Hathaway Inc. assetUSD Coin assetKava assetWrapped Bitcoin assetNEAR Protocol assetBitcoin assetBNB assetStellar assetAptos assetEli Lilly and Company assetPancakeSwap assetCardano assetPolygon assetAxie Infinity assetCosmos assetApple Inc. assetUniswap assetEthereum Classic assetTHORChain assetArweave assetProcter & Gamble Co. assetTesla, Inc. assetFlow assetDecentraland assetS&P Global Inc. assetOracle Corporation assetHelium assetMastercard Incorporated assetAmazon.com, Inc. asset
Meta Platforms, Inc. assetChainlink assetMaker assetToncoin assetAave assetColgate-Palmolive Company assetBroadcom Inc. assetMondelez International, Inc. assetCVS Health Corporation assetNextEra Energy, Inc. assetAmerican International Group, Inc. assetPepsiCo, Inc. assetBlackRock, Inc. assetFilecoin assetXRP assetEOS assetTRON assetInternational Business Machines Corporation assetLowe's Companies, Inc. assetShiba Inu assetPolkadot assetCelo assetJPMorgan Chase & Co. assetMonero assetLam Research Corporation assetDai assetMicrosoft Corporation assetInternational Flavors & Fragrances Inc. assetPfizer Inc. assetAlphabet Inc. assetElrond assetVisa Inc. assetDanaher Corporation assetAutomatic Data Processing, Inc. assetLockheed Martin Corporation assetThe Home Depot, Inc. assetUnited Parcel Service, Inc. assetMarathon Petroleum Corporation assetFantom assetJohnson & Johnson assetThe Charles Schwab Corporation assetDeere & Company assetZcash assetSynthetix assetTarget Corporation asset

With 1,000s of assets

Your security and privacy come first

Bank-level security

We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

Opt-in consent

We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicitly authorised.

Power in actions

Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

Your money…

Person stretching and feeling free of money worries
Send $50
To High Saver
From Everyday
Every Mon. at 10am
Only if ...

Your moves!

Frequently asked questions

Straight answers about Phinly, the AI money app built for Australians.