Save and grow your money effortlessly

    See your money clearly, save smarter, plan, and grow on autopilot. All in one simple app.

    Young couple sitting together on a golden-yellow couch in a warmly lit living room, smiling while looking at a MacBook laptop. The woman is leaning against the man as they engage with financial management tools, representing stress-free money management in a comfortable home setting.

    Let's make the switch 🚀

    How can we lower our monthly expenses?
    Save $92 per month by switching to Green Energy Co. Want me to handle the switch for you?

    Connect to over 20,000 global institutions

    Up BankWestpacTeachers Mutual BankCommonwealth BankANZNational Australia Bank (NAB)Macquarie BankCoinbaseBankwestINGSuncorp BankMe BankSt.GeorgeGreat Southern BankZipBank of QueenslandCiti BankBarclaysBank AustraliaBank of SydneyCoinspotBendigo BankMooMooWebullTrading212eToroInteractive BrokersCoinJarChaseHSBCBank of AmericaKrakenBinanceSwyftxCrypto.comAlpaca

    Real action at your fingertips

    AI

    Packed with many powerful features and actions, to help you save money, build wealth, and take control of your financial future.

    Send $
    Pay bill
    Round up
    Auto-save
    Split
    Request $
    Invest
    Cash-out
    Rebalance
    Alert
    Cancel
    Switch provider
    Dispute
    Freeze card
    + more
    CVS Health Corporation assetMondelez International, Inc. assetCaterpillar Inc. assetEthereum assetInternational Flavors & Fragrances Inc. assetWrapped Bitcoin assetThe Walt Disney Company assetMonero assetChevron Corporation assetAdobe Inc. assetIntuit Inc. assetHedera assetPolygon assetOracle Corporation assetInternet Computer assetUSD Coin assetDogecoin assetPolkadot assetLam Research Corporation assetLitecoin assetAbbott Laboratories assetApple Inc. assetThermo Fisher Scientific Inc. assetTesla, Inc. assetCitigroup Inc. assetAlgorand assetAmgen Inc. assetWells Fargo & Company assetShiba Inu assetTRON assetThe Goldman Sachs Group, Inc. assetThe Home Depot, Inc. assetXRP assetAutomatic Data Processing, Inc. assetConocoPhillips assetMcDonald's Corporation assetHelium assetS&P Global Inc. assetBristol-Myers Squibb Company assetMeta Platforms, Inc. assetHoneywell International Inc. assetRaytheon Technologies Corporation assetUnitedHealth Group Incorporated assetCelo asset
    CVS Health Corporation assetMondelez International, Inc. assetCaterpillar Inc. assetEthereum assetInternational Flavors & Fragrances Inc. assetWrapped Bitcoin assetThe Walt Disney Company assetMonero assetChevron Corporation assetAdobe Inc. assetIntuit Inc. assetHedera assetPolygon assetOracle Corporation assetInternet Computer assetUSD Coin assetDogecoin assetPolkadot assetLam Research Corporation assetLitecoin assetAbbott Laboratories assetApple Inc. assetThermo Fisher Scientific Inc. assetTesla, Inc. assetCitigroup Inc. assetAlgorand assetAmgen Inc. assetWells Fargo & Company assetShiba Inu assetTRON assetThe Goldman Sachs Group, Inc. assetThe Home Depot, Inc. assetXRP assetAutomatic Data Processing, Inc. assetConocoPhillips assetMcDonald's Corporation assetHelium assetS&P Global Inc. assetBristol-Myers Squibb Company assetMeta Platforms, Inc. assetHoneywell International Inc. assetRaytheon Technologies Corporation assetUnitedHealth Group Incorporated assetCelo asset
    CVS Health Corporation assetMondelez International, Inc. assetCaterpillar Inc. assetEthereum assetInternational Flavors & Fragrances Inc. assetWrapped Bitcoin assetThe Walt Disney Company assetMonero assetChevron Corporation assetAdobe Inc. assetIntuit Inc. assetHedera assetPolygon assetOracle Corporation assetInternet Computer assetUSD Coin assetDogecoin assetPolkadot assetLam Research Corporation assetLitecoin assetAbbott Laboratories assetApple Inc. assetThermo Fisher Scientific Inc. assetTesla, Inc. assetCitigroup Inc. assetAlgorand assetAmgen Inc. assetWells Fargo & Company assetShiba Inu assetTRON assetThe Goldman Sachs Group, Inc. assetThe Home Depot, Inc. assetXRP assetAutomatic Data Processing, Inc. assetConocoPhillips assetMcDonald's Corporation assetHelium assetS&P Global Inc. assetBristol-Myers Squibb Company assetMeta Platforms, Inc. assetHoneywell International Inc. assetRaytheon Technologies Corporation assetUnitedHealth Group Incorporated assetCelo asset
    CVS Health Corporation assetMondelez International, Inc. assetCaterpillar Inc. assetEthereum assetInternational Flavors & Fragrances Inc. assetWrapped Bitcoin assetThe Walt Disney Company assetMonero assetChevron Corporation assetAdobe Inc. assetIntuit Inc. assetHedera assetPolygon assetOracle Corporation assetInternet Computer assetUSD Coin assetDogecoin assetPolkadot assetLam Research Corporation assetLitecoin assetAbbott Laboratories assetApple Inc. assetThermo Fisher Scientific Inc. assetTesla, Inc. assetCitigroup Inc. assetAlgorand assetAmgen Inc. assetWells Fargo & Company assetShiba Inu assetTRON assetThe Goldman Sachs Group, Inc. assetThe Home Depot, Inc. assetXRP assetAutomatic Data Processing, Inc. assetConocoPhillips assetMcDonald's Corporation assetHelium assetS&P Global Inc. assetBristol-Myers Squibb Company assetMeta Platforms, Inc. assetHoneywell International Inc. assetRaytheon Technologies Corporation assetUnitedHealth Group Incorporated assetCelo asset
    Salesforce, Inc. assetAbbVie Inc. assetBroadcom Inc. assetComcast Corporation assetPancakeSwap assetAxie Infinity assetAave assetJohnson & Johnson assetNEAR Protocol assetNvidia Corporation assetTether assetCME Group Inc. assetAvalanche assetMedtronic plc assetMicrosoft Corporation assetDanaher Corporation assetCardano assetEOS assetProcter & Gamble Co. assetAmerican International Group, Inc. assetAmazon.com, Inc. assetJohnson Controls International plc assetThe Boeing Company assetAptos assetFlow assetVeChain assetIntel Corporation assetExxon Mobil Corporation assetNetflix, Inc. assetStarbucks Corporation assetChainlink assetPfizer Inc. assetTHORChain assetZcash assetPepsiCo, Inc. assetPayPal Holdings, Inc. assetDai assetThe Graph assetLowe's Companies, Inc. assetTarget Corporation assetBNB assetCoca-Cola Company assetAmerican Express Company assetBitcoin asset
    Salesforce, Inc. assetAbbVie Inc. assetBroadcom Inc. assetComcast Corporation assetPancakeSwap assetAxie Infinity assetAave assetJohnson & Johnson assetNEAR Protocol assetNvidia Corporation assetTether assetCME Group Inc. assetAvalanche assetMedtronic plc assetMicrosoft Corporation assetDanaher Corporation assetCardano assetEOS assetProcter & Gamble Co. assetAmerican International Group, Inc. assetAmazon.com, Inc. assetJohnson Controls International plc assetThe Boeing Company assetAptos assetFlow assetVeChain assetIntel Corporation assetExxon Mobil Corporation assetNetflix, Inc. assetStarbucks Corporation assetChainlink assetPfizer Inc. assetTHORChain assetZcash assetPepsiCo, Inc. assetPayPal Holdings, Inc. assetDai assetThe Graph assetLowe's Companies, Inc. assetTarget Corporation assetBNB assetCoca-Cola Company assetAmerican Express Company assetBitcoin asset
    Salesforce, Inc. assetAbbVie Inc. assetBroadcom Inc. assetComcast Corporation assetPancakeSwap assetAxie Infinity assetAave assetJohnson & Johnson assetNEAR Protocol assetNvidia Corporation assetTether assetCME Group Inc. assetAvalanche assetMedtronic plc assetMicrosoft Corporation assetDanaher Corporation assetCardano assetEOS assetProcter & Gamble Co. assetAmerican International Group, Inc. assetAmazon.com, Inc. assetJohnson Controls International plc assetThe Boeing Company assetAptos assetFlow assetVeChain assetIntel Corporation assetExxon Mobil Corporation assetNetflix, Inc. assetStarbucks Corporation assetChainlink assetPfizer Inc. assetTHORChain assetZcash assetPepsiCo, Inc. assetPayPal Holdings, Inc. assetDai assetThe Graph assetLowe's Companies, Inc. assetTarget Corporation assetBNB assetCoca-Cola Company assetAmerican Express Company assetBitcoin asset
    Salesforce, Inc. assetAbbVie Inc. assetBroadcom Inc. assetComcast Corporation assetPancakeSwap assetAxie Infinity assetAave assetJohnson & Johnson assetNEAR Protocol assetNvidia Corporation assetTether assetCME Group Inc. assetAvalanche assetMedtronic plc assetMicrosoft Corporation assetDanaher Corporation assetCardano assetEOS assetProcter & Gamble Co. assetAmerican International Group, Inc. assetAmazon.com, Inc. assetJohnson Controls International plc assetThe Boeing Company assetAptos assetFlow assetVeChain assetIntel Corporation assetExxon Mobil Corporation assetNetflix, Inc. assetStarbucks Corporation assetChainlink assetPfizer Inc. assetTHORChain assetZcash assetPepsiCo, Inc. assetPayPal Holdings, Inc. assetDai assetThe Graph assetLowe's Companies, Inc. assetTarget Corporation assetBNB assetCoca-Cola Company assetAmerican Express Company assetBitcoin asset
    Berkshire Hathaway Inc. assetFantom assetVerizon Communications Inc. assetUniswap assetEli Lilly and Company assetAdvanced Micro Devices, Inc. assetBlackRock, Inc. assetInternational Business Machines Corporation assetNextEra Energy, Inc. assetThe Charles Schwab Corporation assetEthereum Classic assetAlphabet Inc. assetBitcoin Cash assetMaker assetElrond assetNike, Inc. assetArweave assetThe Hershey Company assetServiceNow, Inc. assetPrologis, Inc. assetFilecoin assetTezos assetMorgan Stanley assetJPMorgan Chase & Co. assetVisa Inc. assetQUALCOMM Incorporated assetDecentraland assetUnited Parcel Service, Inc. assetBoston Scientific Corporation assetMerck & Co., Inc. assetCisco Systems, Inc. assetKava assetColgate-Palmolive Company assetCosmos assetAnthem, Inc. assetLinde plc assetStellar assetToncoin assetTexas Instruments Incorporated assetLockheed Martin Corporation assetDeere & Company assetMarathon Petroleum Corporation assetSynthetix assetSolana assetMastercard Incorporated asset
    Berkshire Hathaway Inc. assetFantom assetVerizon Communications Inc. assetUniswap assetEli Lilly and Company assetAdvanced Micro Devices, Inc. assetBlackRock, Inc. assetInternational Business Machines Corporation assetNextEra Energy, Inc. assetThe Charles Schwab Corporation assetEthereum Classic assetAlphabet Inc. assetBitcoin Cash assetMaker assetElrond assetNike, Inc. assetArweave assetThe Hershey Company assetServiceNow, Inc. assetPrologis, Inc. assetFilecoin assetTezos assetMorgan Stanley assetJPMorgan Chase & Co. assetVisa Inc. assetQUALCOMM Incorporated assetDecentraland assetUnited Parcel Service, Inc. assetBoston Scientific Corporation assetMerck & Co., Inc. assetCisco Systems, Inc. assetKava assetColgate-Palmolive Company assetCosmos assetAnthem, Inc. assetLinde plc assetStellar assetToncoin assetTexas Instruments Incorporated assetLockheed Martin Corporation assetDeere & Company assetMarathon Petroleum Corporation assetSynthetix assetSolana assetMastercard Incorporated asset
    Berkshire Hathaway Inc. assetFantom assetVerizon Communications Inc. assetUniswap assetEli Lilly and Company assetAdvanced Micro Devices, Inc. assetBlackRock, Inc. assetInternational Business Machines Corporation assetNextEra Energy, Inc. assetThe Charles Schwab Corporation assetEthereum Classic assetAlphabet Inc. assetBitcoin Cash assetMaker assetElrond assetNike, Inc. assetArweave assetThe Hershey Company assetServiceNow, Inc. assetPrologis, Inc. assetFilecoin assetTezos assetMorgan Stanley assetJPMorgan Chase & Co. assetVisa Inc. assetQUALCOMM Incorporated assetDecentraland assetUnited Parcel Service, Inc. assetBoston Scientific Corporation assetMerck & Co., Inc. assetCisco Systems, Inc. assetKava assetColgate-Palmolive Company assetCosmos assetAnthem, Inc. assetLinde plc assetStellar assetToncoin assetTexas Instruments Incorporated assetLockheed Martin Corporation assetDeere & Company assetMarathon Petroleum Corporation assetSynthetix assetSolana assetMastercard Incorporated asset
    Berkshire Hathaway Inc. assetFantom assetVerizon Communications Inc. assetUniswap assetEli Lilly and Company assetAdvanced Micro Devices, Inc. assetBlackRock, Inc. assetInternational Business Machines Corporation assetNextEra Energy, Inc. assetThe Charles Schwab Corporation assetEthereum Classic assetAlphabet Inc. assetBitcoin Cash assetMaker assetElrond assetNike, Inc. assetArweave assetThe Hershey Company assetServiceNow, Inc. assetPrologis, Inc. assetFilecoin assetTezos assetMorgan Stanley assetJPMorgan Chase & Co. assetVisa Inc. assetQUALCOMM Incorporated assetDecentraland assetUnited Parcel Service, Inc. assetBoston Scientific Corporation assetMerck & Co., Inc. assetCisco Systems, Inc. assetKava assetColgate-Palmolive Company assetCosmos assetAnthem, Inc. assetLinde plc assetStellar assetToncoin assetTexas Instruments Incorporated assetLockheed Martin Corporation assetDeere & Company assetMarathon Petroleum Corporation assetSynthetix assetSolana assetMastercard Incorporated asset

    With 1,000s of assets

    Your security and privacy come first

    Bank-level security

    We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

    Opt-in consent

    We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicity authorised.

    Power in actions

    Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

    Your money...

    Person stretching and feeling free of money worries
    Send $50
    To High Saver
    From Everyday
    Every Mon. at 10am
    Only if ...

    Your moves!

    Product

    • Moves
      Soon
    • AI Assistant
      Soon
    • Accounts
      Soon

    Platform

    • Institutions
      Soon
    • Web app
    • iOS app
      Soon
    • Android app
      Soon

    © Phinly Pty Ltd 2026. All rights reserved.

    Phinly operates solely as a technology platform and is not a financial institution, adviser, or creditor of any kind. The information provided on this website, including but not limited to articles, blog posts, guides, and any other content, is for informational purposes only and should not be construed as financial advice. Users are encouraged to seek professional financial advice tailored to their individual circumstances before making any financial decisions. The brands and logos displayed on this website are for informational purposes only. Their presence does not constitute an endorsement, sponsorship, or affiliation with this website or its operators. All trademarks, registered trademarks, and service marks mentioned on this site are the property of their respective owners. Phinly does not guarantee the accuracy, completeness, or reliability of any information provided and shall not be held liable for any errors, omissions, or damages arising from the use of such information. By accessing and using this website, you agree to release us from any and all liability arising from your use of the information provided herein.