Save and grow your money effortlessly

    See your money clearly, save smarter, plan, and grow on autopilot. All in one simple app.

    Young couple sitting together on a golden-yellow couch in a warmly lit living room, smiling while looking at a MacBook laptop. The woman is leaning against the man as they engage with financial management tools, representing stress-free money management in a comfortable home setting.

    Let's make the switch 🚀

    How can we lower our monthly expenses?
    Save $92 per month by switching to Green Energy Co. Want me to handle the switch for you?

    Connect to over 20,000 global institutions

    Up BankWestpacTeachers Mutual BankCommonwealth BankANZNational Australia Bank (NAB)Macquarie BankCoinbaseBankwestINGSuncorp BankMe BankSt.GeorgeGreat Southern BankZipBank of QueenslandCiti BankBarclaysBank AustraliaBank of SydneyCoinspotBendigo BankMooMooWebullTrading212eToroInteractive BrokersCoinJarChaseHSBCBank of AmericaKrakenBinanceSwyftxCrypto.comAlpaca

    Real action at your fingertips

    AI

    Packed with many powerful features and actions, to help you save money, build wealth, and take control of your financial future.

    Send $
    Pay bill
    Round up
    Auto-save
    Split
    Request $
    Invest
    Cash-out
    Rebalance
    Alert
    Cancel
    Switch provider
    Dispute
    Freeze card
    + more
    Automatic Data Processing, Inc. assetColgate-Palmolive Company assetArweave assetTesla, Inc. assetTether assetIntel Corporation assetProcter & Gamble Co. assetDeere & Company assetXRP assetSalesforce, Inc. assetBristol-Myers Squibb Company assetEOS assetCaterpillar Inc. assetMicrosoft Corporation assetMondelez International, Inc. assetAvalanche assetAlgorand assetMaker assetHelium assetPolkadot assetJohnson & Johnson assetInternational Flavors & Fragrances Inc. assetDogecoin assetCME Group Inc. assetAmerican International Group, Inc. assetThe Graph assetVisa Inc. assetPfizer Inc. assetComcast Corporation assetStellar assetAxie Infinity assetMcDonald's Corporation assetBitcoin assetThe Boeing Company assetCVS Health Corporation assetBroadcom Inc. assetUniswap assetQUALCOMM Incorporated assetAave assetOracle Corporation assetTexas Instruments Incorporated assetDecentraland assetHedera assetAmerican Express Company asset
    Automatic Data Processing, Inc. assetColgate-Palmolive Company assetArweave assetTesla, Inc. assetTether assetIntel Corporation assetProcter & Gamble Co. assetDeere & Company assetXRP assetSalesforce, Inc. assetBristol-Myers Squibb Company assetEOS assetCaterpillar Inc. assetMicrosoft Corporation assetMondelez International, Inc. assetAvalanche assetAlgorand assetMaker assetHelium assetPolkadot assetJohnson & Johnson assetInternational Flavors & Fragrances Inc. assetDogecoin assetCME Group Inc. assetAmerican International Group, Inc. assetThe Graph assetVisa Inc. assetPfizer Inc. assetComcast Corporation assetStellar assetAxie Infinity assetMcDonald's Corporation assetBitcoin assetThe Boeing Company assetCVS Health Corporation assetBroadcom Inc. assetUniswap assetQUALCOMM Incorporated assetAave assetOracle Corporation assetTexas Instruments Incorporated assetDecentraland assetHedera assetAmerican Express Company asset
    Automatic Data Processing, Inc. assetColgate-Palmolive Company assetArweave assetTesla, Inc. assetTether assetIntel Corporation assetProcter & Gamble Co. assetDeere & Company assetXRP assetSalesforce, Inc. assetBristol-Myers Squibb Company assetEOS assetCaterpillar Inc. assetMicrosoft Corporation assetMondelez International, Inc. assetAvalanche assetAlgorand assetMaker assetHelium assetPolkadot assetJohnson & Johnson assetInternational Flavors & Fragrances Inc. assetDogecoin assetCME Group Inc. assetAmerican International Group, Inc. assetThe Graph assetVisa Inc. assetPfizer Inc. assetComcast Corporation assetStellar assetAxie Infinity assetMcDonald's Corporation assetBitcoin assetThe Boeing Company assetCVS Health Corporation assetBroadcom Inc. assetUniswap assetQUALCOMM Incorporated assetAave assetOracle Corporation assetTexas Instruments Incorporated assetDecentraland assetHedera assetAmerican Express Company asset
    Automatic Data Processing, Inc. assetColgate-Palmolive Company assetArweave assetTesla, Inc. assetTether assetIntel Corporation assetProcter & Gamble Co. assetDeere & Company assetXRP assetSalesforce, Inc. assetBristol-Myers Squibb Company assetEOS assetCaterpillar Inc. assetMicrosoft Corporation assetMondelez International, Inc. assetAvalanche assetAlgorand assetMaker assetHelium assetPolkadot assetJohnson & Johnson assetInternational Flavors & Fragrances Inc. assetDogecoin assetCME Group Inc. assetAmerican International Group, Inc. assetThe Graph assetVisa Inc. assetPfizer Inc. assetComcast Corporation assetStellar assetAxie Infinity assetMcDonald's Corporation assetBitcoin assetThe Boeing Company assetCVS Health Corporation assetBroadcom Inc. assetUniswap assetQUALCOMM Incorporated assetAave assetOracle Corporation assetTexas Instruments Incorporated assetDecentraland assetHedera assetAmerican Express Company asset
    Dai assetPancakeSwap assetLam Research Corporation assetLinde plc assetCitigroup Inc. assetTRON assetLitecoin assetWrapped Bitcoin assetPolygon assetMonero assetPayPal Holdings, Inc. assetKava assetNEAR Protocol assetMerck & Co., Inc. assetShiba Inu assetConocoPhillips assetBoston Scientific Corporation assetAbbott Laboratories assetNextEra Energy, Inc. assetAnthem, Inc. assetSynthetix assetAptos assetFantom assetAdvanced Micro Devices, Inc. assetFilecoin assetElrond assetZcash assetCardano assetToncoin assetCoca-Cola Company assetEthereum Classic assetThe Home Depot, Inc. assetVeChain assetAdobe Inc. assetUSD Coin assetServiceNow, Inc. assetUnitedHealth Group Incorporated assetTezos assetJohnson Controls International plc assetEli Lilly and Company assetMeta Platforms, Inc. assetExxon Mobil Corporation assetBNB assetMorgan Stanley asset
    Dai assetPancakeSwap assetLam Research Corporation assetLinde plc assetCitigroup Inc. assetTRON assetLitecoin assetWrapped Bitcoin assetPolygon assetMonero assetPayPal Holdings, Inc. assetKava assetNEAR Protocol assetMerck & Co., Inc. assetShiba Inu assetConocoPhillips assetBoston Scientific Corporation assetAbbott Laboratories assetNextEra Energy, Inc. assetAnthem, Inc. assetSynthetix assetAptos assetFantom assetAdvanced Micro Devices, Inc. assetFilecoin assetElrond assetZcash assetCardano assetToncoin assetCoca-Cola Company assetEthereum Classic assetThe Home Depot, Inc. assetVeChain assetAdobe Inc. assetUSD Coin assetServiceNow, Inc. assetUnitedHealth Group Incorporated assetTezos assetJohnson Controls International plc assetEli Lilly and Company assetMeta Platforms, Inc. assetExxon Mobil Corporation assetBNB assetMorgan Stanley asset
    Dai assetPancakeSwap assetLam Research Corporation assetLinde plc assetCitigroup Inc. assetTRON assetLitecoin assetWrapped Bitcoin assetPolygon assetMonero assetPayPal Holdings, Inc. assetKava assetNEAR Protocol assetMerck & Co., Inc. assetShiba Inu assetConocoPhillips assetBoston Scientific Corporation assetAbbott Laboratories assetNextEra Energy, Inc. assetAnthem, Inc. assetSynthetix assetAptos assetFantom assetAdvanced Micro Devices, Inc. assetFilecoin assetElrond assetZcash assetCardano assetToncoin assetCoca-Cola Company assetEthereum Classic assetThe Home Depot, Inc. assetVeChain assetAdobe Inc. assetUSD Coin assetServiceNow, Inc. assetUnitedHealth Group Incorporated assetTezos assetJohnson Controls International plc assetEli Lilly and Company assetMeta Platforms, Inc. assetExxon Mobil Corporation assetBNB assetMorgan Stanley asset
    Dai assetPancakeSwap assetLam Research Corporation assetLinde plc assetCitigroup Inc. assetTRON assetLitecoin assetWrapped Bitcoin assetPolygon assetMonero assetPayPal Holdings, Inc. assetKava assetNEAR Protocol assetMerck & Co., Inc. assetShiba Inu assetConocoPhillips assetBoston Scientific Corporation assetAbbott Laboratories assetNextEra Energy, Inc. assetAnthem, Inc. assetSynthetix assetAptos assetFantom assetAdvanced Micro Devices, Inc. assetFilecoin assetElrond assetZcash assetCardano assetToncoin assetCoca-Cola Company assetEthereum Classic assetThe Home Depot, Inc. assetVeChain assetAdobe Inc. assetUSD Coin assetServiceNow, Inc. assetUnitedHealth Group Incorporated assetTezos assetJohnson Controls International plc assetEli Lilly and Company assetMeta Platforms, Inc. assetExxon Mobil Corporation assetBNB assetMorgan Stanley asset
    Verizon Communications Inc. assetChainlink assetDanaher Corporation assetJPMorgan Chase & Co. assetSolana assetNvidia Corporation assetApple Inc. assetBerkshire Hathaway Inc. assetRaytheon Technologies Corporation assetInternational Business Machines Corporation assetLockheed Martin Corporation assetCelo assetFlow assetEthereum assetStarbucks Corporation assetS&P Global Inc. assetPrologis, Inc. assetUnited Parcel Service, Inc. assetNike, Inc. assetBitcoin Cash assetAlphabet Inc. assetMedtronic plc assetAmazon.com, Inc. assetWells Fargo & Company assetTHORChain assetCosmos assetInternet Computer assetTarget Corporation assetCisco Systems, Inc. assetLowe's Companies, Inc. assetMastercard Incorporated assetIntuit Inc. assetHoneywell International Inc. assetThermo Fisher Scientific Inc. assetThe Hershey Company assetAmgen Inc. assetChevron Corporation assetPepsiCo, Inc. assetNetflix, Inc. assetThe Walt Disney Company assetAbbVie Inc. assetBlackRock, Inc. assetThe Goldman Sachs Group, Inc. assetThe Charles Schwab Corporation assetMarathon Petroleum Corporation asset
    Verizon Communications Inc. assetChainlink assetDanaher Corporation assetJPMorgan Chase & Co. assetSolana assetNvidia Corporation assetApple Inc. assetBerkshire Hathaway Inc. assetRaytheon Technologies Corporation assetInternational Business Machines Corporation assetLockheed Martin Corporation assetCelo assetFlow assetEthereum assetStarbucks Corporation assetS&P Global Inc. assetPrologis, Inc. assetUnited Parcel Service, Inc. assetNike, Inc. assetBitcoin Cash assetAlphabet Inc. assetMedtronic plc assetAmazon.com, Inc. assetWells Fargo & Company assetTHORChain assetCosmos assetInternet Computer assetTarget Corporation assetCisco Systems, Inc. assetLowe's Companies, Inc. assetMastercard Incorporated assetIntuit Inc. assetHoneywell International Inc. assetThermo Fisher Scientific Inc. assetThe Hershey Company assetAmgen Inc. assetChevron Corporation assetPepsiCo, Inc. assetNetflix, Inc. assetThe Walt Disney Company assetAbbVie Inc. assetBlackRock, Inc. assetThe Goldman Sachs Group, Inc. assetThe Charles Schwab Corporation assetMarathon Petroleum Corporation asset
    Verizon Communications Inc. assetChainlink assetDanaher Corporation assetJPMorgan Chase & Co. assetSolana assetNvidia Corporation assetApple Inc. assetBerkshire Hathaway Inc. assetRaytheon Technologies Corporation assetInternational Business Machines Corporation assetLockheed Martin Corporation assetCelo assetFlow assetEthereum assetStarbucks Corporation assetS&P Global Inc. assetPrologis, Inc. assetUnited Parcel Service, Inc. assetNike, Inc. assetBitcoin Cash assetAlphabet Inc. assetMedtronic plc assetAmazon.com, Inc. assetWells Fargo & Company assetTHORChain assetCosmos assetInternet Computer assetTarget Corporation assetCisco Systems, Inc. assetLowe's Companies, Inc. assetMastercard Incorporated assetIntuit Inc. assetHoneywell International Inc. assetThermo Fisher Scientific Inc. assetThe Hershey Company assetAmgen Inc. assetChevron Corporation assetPepsiCo, Inc. assetNetflix, Inc. assetThe Walt Disney Company assetAbbVie Inc. assetBlackRock, Inc. assetThe Goldman Sachs Group, Inc. assetThe Charles Schwab Corporation assetMarathon Petroleum Corporation asset
    Verizon Communications Inc. assetChainlink assetDanaher Corporation assetJPMorgan Chase & Co. assetSolana assetNvidia Corporation assetApple Inc. assetBerkshire Hathaway Inc. assetRaytheon Technologies Corporation assetInternational Business Machines Corporation assetLockheed Martin Corporation assetCelo assetFlow assetEthereum assetStarbucks Corporation assetS&P Global Inc. assetPrologis, Inc. assetUnited Parcel Service, Inc. assetNike, Inc. assetBitcoin Cash assetAlphabet Inc. assetMedtronic plc assetAmazon.com, Inc. assetWells Fargo & Company assetTHORChain assetCosmos assetInternet Computer assetTarget Corporation assetCisco Systems, Inc. assetLowe's Companies, Inc. assetMastercard Incorporated assetIntuit Inc. assetHoneywell International Inc. assetThermo Fisher Scientific Inc. assetThe Hershey Company assetAmgen Inc. assetChevron Corporation assetPepsiCo, Inc. assetNetflix, Inc. assetThe Walt Disney Company assetAbbVie Inc. assetBlackRock, Inc. assetThe Goldman Sachs Group, Inc. assetThe Charles Schwab Corporation assetMarathon Petroleum Corporation asset

    With 1,000s of assets

    Your security and privacy come first

    Bank-level security

    We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

    Opt-in consent

    We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicity authorised.

    Power in actions

    Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

    Your money...

    Person stretching and feeling free of money worries
    Send $50
    To High Saver
    From Everyday
    Every Mon. at 10am
    Only if ...

    Your moves!

    Product

    • Moves
      Soon
    • AI Assistant
      Soon
    • Accounts
      Soon

    Platform

    • Institutions
      Soon
    • Web app
    • iOS app
      Soon
    • Android app
      Soon

    © Phinly Pty Ltd 2026. All rights reserved.

    Phinly operates solely as a technology platform and is not a financial institution, adviser, or creditor of any kind. The information provided on this website, including but not limited to articles, blog posts, guides, and any other content, is for informational purposes only and should not be construed as financial advice. Users are encouraged to seek professional financial advice tailored to their individual circumstances before making any financial decisions. The brands and logos displayed on this website are for informational purposes only. Their presence does not constitute an endorsement, sponsorship, or affiliation with this website or its operators. All trademarks, registered trademarks, and service marks mentioned on this site are the property of their respective owners. Phinly does not guarantee the accuracy, completeness, or reliability of any information provided and shall not be held liable for any errors, omissions, or damages arising from the use of such information. By accessing and using this website, you agree to release us from any and all liability arising from your use of the information provided herein.