Save and grow your money effortlessly

    See your money clearly, save smarter, plan, and grow on autopilot. All in one simple app.

    Young couple sitting together on a golden-yellow couch in a warmly lit living room, smiling while looking at a MacBook laptop. The woman is leaning against the man as they engage with financial management tools, representing stress-free money management in a comfortable home setting.

    Let's make the switch 🚀

    How can we lower our monthly expenses?
    Save $92 per month by switching to Green Energy Co. Want me to handle the switch for you?

    Connect to over 20,000 global institutions

    Up BankWestpacTeachers Mutual BankCommonwealth BankANZNational Australia Bank (NAB)Macquarie BankCoinbaseBankwestINGSuncorp BankMe BankSt.GeorgeGreat Southern BankZipBank of QueenslandCiti BankBarclaysBank AustraliaBank of SydneyCoinspotBendigo BankMooMooWebullTrading212eToroInteractive BrokersCoinJarChaseHSBCBank of AmericaKrakenBinanceSwyftxCrypto.comAlpaca

    Real action at your fingertips

    AI

    Packed with many powerful features and actions, to help you save money, build wealth, and take control of your financial future.

    Send $
    Pay bill
    Round up
    Auto-save
    Split
    Request $
    Invest
    Cash-out
    Rebalance
    Alert
    Cancel
    Switch provider
    Dispute
    Freeze card
    + more
    Litecoin assetNEAR Protocol assetBlackRock, Inc. assetVisa Inc. assetProcter & Gamble Co. assetFantom assetStarbucks Corporation assetAbbVie Inc. assetCoca-Cola Company assetAmerican International Group, Inc. assetDai assetHedera assetBitcoin assetExxon Mobil Corporation assetAptos assetComcast Corporation assetInternet Computer assetAlgorand assetLinde plc assetHoneywell International Inc. assetAmerican Express Company assetElrond assetEthereum assetThe Hershey Company assetKava assetDogecoin assetMcDonald's Corporation assetAvalanche assetAbbott Laboratories assetFlow assetNvidia Corporation assetTezos assetMeta Platforms, Inc. assetPolkadot assetWrapped Bitcoin assetPolygon assetFilecoin assetNextEra Energy, Inc. assetSolana assetMaker assetQUALCOMM Incorporated assetPancakeSwap assetPepsiCo, Inc. assetTHORChain asset
    Litecoin assetNEAR Protocol assetBlackRock, Inc. assetVisa Inc. assetProcter & Gamble Co. assetFantom assetStarbucks Corporation assetAbbVie Inc. assetCoca-Cola Company assetAmerican International Group, Inc. assetDai assetHedera assetBitcoin assetExxon Mobil Corporation assetAptos assetComcast Corporation assetInternet Computer assetAlgorand assetLinde plc assetHoneywell International Inc. assetAmerican Express Company assetElrond assetEthereum assetThe Hershey Company assetKava assetDogecoin assetMcDonald's Corporation assetAvalanche assetAbbott Laboratories assetFlow assetNvidia Corporation assetTezos assetMeta Platforms, Inc. assetPolkadot assetWrapped Bitcoin assetPolygon assetFilecoin assetNextEra Energy, Inc. assetSolana assetMaker assetQUALCOMM Incorporated assetPancakeSwap assetPepsiCo, Inc. assetTHORChain asset
    Litecoin assetNEAR Protocol assetBlackRock, Inc. assetVisa Inc. assetProcter & Gamble Co. assetFantom assetStarbucks Corporation assetAbbVie Inc. assetCoca-Cola Company assetAmerican International Group, Inc. assetDai assetHedera assetBitcoin assetExxon Mobil Corporation assetAptos assetComcast Corporation assetInternet Computer assetAlgorand assetLinde plc assetHoneywell International Inc. assetAmerican Express Company assetElrond assetEthereum assetThe Hershey Company assetKava assetDogecoin assetMcDonald's Corporation assetAvalanche assetAbbott Laboratories assetFlow assetNvidia Corporation assetTezos assetMeta Platforms, Inc. assetPolkadot assetWrapped Bitcoin assetPolygon assetFilecoin assetNextEra Energy, Inc. assetSolana assetMaker assetQUALCOMM Incorporated assetPancakeSwap assetPepsiCo, Inc. assetTHORChain asset
    Litecoin assetNEAR Protocol assetBlackRock, Inc. assetVisa Inc. assetProcter & Gamble Co. assetFantom assetStarbucks Corporation assetAbbVie Inc. assetCoca-Cola Company assetAmerican International Group, Inc. assetDai assetHedera assetBitcoin assetExxon Mobil Corporation assetAptos assetComcast Corporation assetInternet Computer assetAlgorand assetLinde plc assetHoneywell International Inc. assetAmerican Express Company assetElrond assetEthereum assetThe Hershey Company assetKava assetDogecoin assetMcDonald's Corporation assetAvalanche assetAbbott Laboratories assetFlow assetNvidia Corporation assetTezos assetMeta Platforms, Inc. assetPolkadot assetWrapped Bitcoin assetPolygon assetFilecoin assetNextEra Energy, Inc. assetSolana assetMaker assetQUALCOMM Incorporated assetPancakeSwap assetPepsiCo, Inc. assetTHORChain asset
    The Charles Schwab Corporation assetCisco Systems, Inc. assetAxie Infinity assetTesla, Inc. assetJohnson & Johnson assetAave assetHelium assetSynthetix assetUnitedHealth Group Incorporated assetShiba Inu assetRaytheon Technologies Corporation assetBristol-Myers Squibb Company assetPfizer Inc. assetTexas Instruments Incorporated assetWells Fargo & Company assetDecentraland assetEli Lilly and Company assetTether assetChainlink assetMorgan Stanley assetChevron Corporation assetVerizon Communications Inc. assetAnthem, Inc. assetVeChain assetBNB assetAdvanced Micro Devices, Inc. assetSalesforce, Inc. assetUniswap assetApple Inc. assetStellar assetUnited Parcel Service, Inc. assetTarget Corporation assetMicrosoft Corporation assetInternational Business Machines Corporation assetBitcoin Cash assetAlphabet Inc. assetXRP assetTRON assetBerkshire Hathaway Inc. assetColgate-Palmolive Company assetMerck & Co., Inc. assetDeere & Company assetJPMorgan Chase & Co. assetBroadcom Inc. asset
    The Charles Schwab Corporation assetCisco Systems, Inc. assetAxie Infinity assetTesla, Inc. assetJohnson & Johnson assetAave assetHelium assetSynthetix assetUnitedHealth Group Incorporated assetShiba Inu assetRaytheon Technologies Corporation assetBristol-Myers Squibb Company assetPfizer Inc. assetTexas Instruments Incorporated assetWells Fargo & Company assetDecentraland assetEli Lilly and Company assetTether assetChainlink assetMorgan Stanley assetChevron Corporation assetVerizon Communications Inc. assetAnthem, Inc. assetVeChain assetBNB assetAdvanced Micro Devices, Inc. assetSalesforce, Inc. assetUniswap assetApple Inc. assetStellar assetUnited Parcel Service, Inc. assetTarget Corporation assetMicrosoft Corporation assetInternational Business Machines Corporation assetBitcoin Cash assetAlphabet Inc. assetXRP assetTRON assetBerkshire Hathaway Inc. assetColgate-Palmolive Company assetMerck & Co., Inc. assetDeere & Company assetJPMorgan Chase & Co. assetBroadcom Inc. asset
    The Charles Schwab Corporation assetCisco Systems, Inc. assetAxie Infinity assetTesla, Inc. assetJohnson & Johnson assetAave assetHelium assetSynthetix assetUnitedHealth Group Incorporated assetShiba Inu assetRaytheon Technologies Corporation assetBristol-Myers Squibb Company assetPfizer Inc. assetTexas Instruments Incorporated assetWells Fargo & Company assetDecentraland assetEli Lilly and Company assetTether assetChainlink assetMorgan Stanley assetChevron Corporation assetVerizon Communications Inc. assetAnthem, Inc. assetVeChain assetBNB assetAdvanced Micro Devices, Inc. assetSalesforce, Inc. assetUniswap assetApple Inc. assetStellar assetUnited Parcel Service, Inc. assetTarget Corporation assetMicrosoft Corporation assetInternational Business Machines Corporation assetBitcoin Cash assetAlphabet Inc. assetXRP assetTRON assetBerkshire Hathaway Inc. assetColgate-Palmolive Company assetMerck & Co., Inc. assetDeere & Company assetJPMorgan Chase & Co. assetBroadcom Inc. asset
    The Charles Schwab Corporation assetCisco Systems, Inc. assetAxie Infinity assetTesla, Inc. assetJohnson & Johnson assetAave assetHelium assetSynthetix assetUnitedHealth Group Incorporated assetShiba Inu assetRaytheon Technologies Corporation assetBristol-Myers Squibb Company assetPfizer Inc. assetTexas Instruments Incorporated assetWells Fargo & Company assetDecentraland assetEli Lilly and Company assetTether assetChainlink assetMorgan Stanley assetChevron Corporation assetVerizon Communications Inc. assetAnthem, Inc. assetVeChain assetBNB assetAdvanced Micro Devices, Inc. assetSalesforce, Inc. assetUniswap assetApple Inc. assetStellar assetUnited Parcel Service, Inc. assetTarget Corporation assetMicrosoft Corporation assetInternational Business Machines Corporation assetBitcoin Cash assetAlphabet Inc. assetXRP assetTRON assetBerkshire Hathaway Inc. assetColgate-Palmolive Company assetMerck & Co., Inc. assetDeere & Company assetJPMorgan Chase & Co. assetBroadcom Inc. asset
    Citigroup Inc. assetIntel Corporation assetMonero assetEthereum Classic assetLowe's Companies, Inc. assetBoston Scientific Corporation assetUSD Coin assetZcash assetThe Graph assetCelo assetToncoin assetEOS assetAmgen Inc. assetThe Walt Disney Company assetCardano assetAutomatic Data Processing, Inc. assetAmazon.com, Inc. assetCVS Health Corporation assetCosmos assetNike, Inc. assetArweave assetMarathon Petroleum Corporation assetMastercard Incorporated assetS&P Global Inc. assetAdobe Inc. assetPrologis, Inc. assetThe Home Depot, Inc. assetMedtronic plc assetThe Goldman Sachs Group, Inc. assetJohnson Controls International plc assetThe Boeing Company assetServiceNow, Inc. assetDanaher Corporation assetNetflix, Inc. assetCME Group Inc. assetOracle Corporation assetLam Research Corporation assetPayPal Holdings, Inc. assetIntuit Inc. assetLockheed Martin Corporation assetThermo Fisher Scientific Inc. assetConocoPhillips assetMondelez International, Inc. assetInternational Flavors & Fragrances Inc. assetCaterpillar Inc. asset
    Citigroup Inc. assetIntel Corporation assetMonero assetEthereum Classic assetLowe's Companies, Inc. assetBoston Scientific Corporation assetUSD Coin assetZcash assetThe Graph assetCelo assetToncoin assetEOS assetAmgen Inc. assetThe Walt Disney Company assetCardano assetAutomatic Data Processing, Inc. assetAmazon.com, Inc. assetCVS Health Corporation assetCosmos assetNike, Inc. assetArweave assetMarathon Petroleum Corporation assetMastercard Incorporated assetS&P Global Inc. assetAdobe Inc. assetPrologis, Inc. assetThe Home Depot, Inc. assetMedtronic plc assetThe Goldman Sachs Group, Inc. assetJohnson Controls International plc assetThe Boeing Company assetServiceNow, Inc. assetDanaher Corporation assetNetflix, Inc. assetCME Group Inc. assetOracle Corporation assetLam Research Corporation assetPayPal Holdings, Inc. assetIntuit Inc. assetLockheed Martin Corporation assetThermo Fisher Scientific Inc. assetConocoPhillips assetMondelez International, Inc. assetInternational Flavors & Fragrances Inc. assetCaterpillar Inc. asset
    Citigroup Inc. assetIntel Corporation assetMonero assetEthereum Classic assetLowe's Companies, Inc. assetBoston Scientific Corporation assetUSD Coin assetZcash assetThe Graph assetCelo assetToncoin assetEOS assetAmgen Inc. assetThe Walt Disney Company assetCardano assetAutomatic Data Processing, Inc. assetAmazon.com, Inc. assetCVS Health Corporation assetCosmos assetNike, Inc. assetArweave assetMarathon Petroleum Corporation assetMastercard Incorporated assetS&P Global Inc. assetAdobe Inc. assetPrologis, Inc. assetThe Home Depot, Inc. assetMedtronic plc assetThe Goldman Sachs Group, Inc. assetJohnson Controls International plc assetThe Boeing Company assetServiceNow, Inc. assetDanaher Corporation assetNetflix, Inc. assetCME Group Inc. assetOracle Corporation assetLam Research Corporation assetPayPal Holdings, Inc. assetIntuit Inc. assetLockheed Martin Corporation assetThermo Fisher Scientific Inc. assetConocoPhillips assetMondelez International, Inc. assetInternational Flavors & Fragrances Inc. assetCaterpillar Inc. asset
    Citigroup Inc. assetIntel Corporation assetMonero assetEthereum Classic assetLowe's Companies, Inc. assetBoston Scientific Corporation assetUSD Coin assetZcash assetThe Graph assetCelo assetToncoin assetEOS assetAmgen Inc. assetThe Walt Disney Company assetCardano assetAutomatic Data Processing, Inc. assetAmazon.com, Inc. assetCVS Health Corporation assetCosmos assetNike, Inc. assetArweave assetMarathon Petroleum Corporation assetMastercard Incorporated assetS&P Global Inc. assetAdobe Inc. assetPrologis, Inc. assetThe Home Depot, Inc. assetMedtronic plc assetThe Goldman Sachs Group, Inc. assetJohnson Controls International plc assetThe Boeing Company assetServiceNow, Inc. assetDanaher Corporation assetNetflix, Inc. assetCME Group Inc. assetOracle Corporation assetLam Research Corporation assetPayPal Holdings, Inc. assetIntuit Inc. assetLockheed Martin Corporation assetThermo Fisher Scientific Inc. assetConocoPhillips assetMondelez International, Inc. assetInternational Flavors & Fragrances Inc. assetCaterpillar Inc. asset

    With 1,000s of assets

    Your security and privacy come first

    Bank-level security

    We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

    Opt-in consent

    We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicity authorised.

    Power in actions

    Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

    Your money...

    Person stretching and feeling free of money worries
    Send $50
    To High Saver
    From Everyday
    Every Mon. at 10am
    Only if ...

    Your moves!

    Product

    • Moves
      Soon
    • AI Assistant
      Soon
    • Accounts
      Soon

    Platform

    • Institutions
      Soon
    • Web app
    • iOS app
      Soon
    • Android app
      Soon

    © Phinly Pty Ltd 2025. All rights reserved.

    Built in Sydney 🐨 by Phinly

    Phinly operates solely as a technology platform and is not a financial institution, adviser, or creditor of any kind. The information provided on this website, including but not limited to articles, blog posts, guides, and any other content, is for informational purposes only and should not be construed as financial advice. Users are encouraged to seek professional financial advice tailored to their individual circumstances before making any financial decisions.
    The brands and logos displayed on this website are for informational purposes only. Their presence does not constitute an endorsement, sponsorship, or affiliation with this website or its operators. All trademarks, registered trademarks, and service marks mentioned on this site are the property of their respective owners.
    Phinly does not guarantee the accuracy, completeness, or reliability of any information provided and shall not be held liable for any errors, omissions, or damages arising from the use of such information.
    By accessing and using this website, you agree to release us from any and all liability arising from your use of the information provided herein.
    Aboriginal flagTorres Strait Islander flag
    In the spirit of reconciliation we acknowledge and pay our respects to Aboriginal Elders, past and present, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia. Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney.