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    Maximise your savings and create wealth on autopilot

    Phinly is the AI-powered money app that helps you save, invest, and manage your money each day.

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    Connect to over 100 providers

    Up Bank
    Westpac
    Teachers Mutual Bank
    Commonwealth Bank
    ANZ
    National Australia Bank (NAB)
    Macquarie Bank
    Coinbase
    Bankwest
    ING
    Suncorp Bank
    Me Bank
    St.George
    Great Southern Bank
    Zip
    Bank of Queensland
    Citi Bank
    Qudos Bank
    Bank Australia
    First Option Bank
    Bank of Sydney
    Coinspot
    Regional Australian Bank
    Bendigo Bank
    MooMoo
    Webull
    Trading212
    eToro
    Interactive Brokers
    CoinJar

    Real action at your fingertips
    AI

    With over 20 actions and the power of AI, savings and wealth creation has never been easier.

    Round up
    Send $
    Split
    Buy
    Negotiate
    Sell
    Dispute
    Cancel
    Find
    Resolve
    If balance
    Notify
    Tag
    Share
    + more
    Shiba Inu
    Lowe's Companies, Inc.
    Flow
    XRP
    Monero
    Dogecoin
    Polkadot
    Honeywell International Inc.
    United Parcel Service, Inc.
    TRON
    Stellar
    Polygon
    Internet Computer
    Boston Scientific Corporation
    Adobe Inc.
    Raytheon Technologies Corporation
    Salesforce, Inc.
    ConocoPhillips
    ServiceNow, Inc.
    Ethereum Classic
    American International Group, Inc.
    Broadcom Inc.
    VeChain
    Aptos
    QUALCOMM Incorporated
    Wells Fargo & Company
    Mondelez International, Inc.
    Anthem, Inc.
    Solana
    Thermo Fisher Scientific Inc.
    Cisco Systems, Inc.
    Chevron Corporation
    Cardano
    Algorand
    Morgan Stanley
    Tether
    Automatic Data Processing, Inc.
    The Home Depot, Inc.
    Dai
    The Charles Schwab Corporation
    Aave
    Exxon Mobil Corporation
    UnitedHealth Group Incorporated
    PayPal Holdings, Inc.
    Shiba Inu
    Lowe's Companies, Inc.
    Flow
    XRP
    Monero
    Dogecoin
    Polkadot
    Honeywell International Inc.
    United Parcel Service, Inc.
    TRON
    Stellar
    Polygon
    Internet Computer
    Boston Scientific Corporation
    Adobe Inc.
    Raytheon Technologies Corporation
    Salesforce, Inc.
    ConocoPhillips
    ServiceNow, Inc.
    Ethereum Classic
    American International Group, Inc.
    Broadcom Inc.
    VeChain
    Aptos
    QUALCOMM Incorporated
    Wells Fargo & Company
    Mondelez International, Inc.
    Anthem, Inc.
    Solana
    Thermo Fisher Scientific Inc.
    Cisco Systems, Inc.
    Chevron Corporation
    Cardano
    Algorand
    Morgan Stanley
    Tether
    Automatic Data Processing, Inc.
    The Home Depot, Inc.
    Dai
    The Charles Schwab Corporation
    Aave
    Exxon Mobil Corporation
    UnitedHealth Group Incorporated
    PayPal Holdings, Inc.
    Shiba Inu
    Lowe's Companies, Inc.
    Flow
    XRP
    Monero
    Dogecoin
    Polkadot
    Honeywell International Inc.
    United Parcel Service, Inc.
    TRON
    Stellar
    Polygon
    Internet Computer
    Boston Scientific Corporation
    Adobe Inc.
    Raytheon Technologies Corporation
    Salesforce, Inc.
    ConocoPhillips
    ServiceNow, Inc.
    Ethereum Classic
    American International Group, Inc.
    Broadcom Inc.
    VeChain
    Aptos
    QUALCOMM Incorporated
    Wells Fargo & Company
    Mondelez International, Inc.
    Anthem, Inc.
    Solana
    Thermo Fisher Scientific Inc.
    Cisco Systems, Inc.
    Chevron Corporation
    Cardano
    Algorand
    Morgan Stanley
    Tether
    Automatic Data Processing, Inc.
    The Home Depot, Inc.
    Dai
    The Charles Schwab Corporation
    Aave
    Exxon Mobil Corporation
    UnitedHealth Group Incorporated
    PayPal Holdings, Inc.
    Shiba Inu
    Lowe's Companies, Inc.
    Flow
    XRP
    Monero
    Dogecoin
    Polkadot
    Honeywell International Inc.
    United Parcel Service, Inc.
    TRON
    Stellar
    Polygon
    Internet Computer
    Boston Scientific Corporation
    Adobe Inc.
    Raytheon Technologies Corporation
    Salesforce, Inc.
    ConocoPhillips
    ServiceNow, Inc.
    Ethereum Classic
    American International Group, Inc.
    Broadcom Inc.
    VeChain
    Aptos
    QUALCOMM Incorporated
    Wells Fargo & Company
    Mondelez International, Inc.
    Anthem, Inc.
    Solana
    Thermo Fisher Scientific Inc.
    Cisco Systems, Inc.
    Chevron Corporation
    Cardano
    Algorand
    Morgan Stanley
    Tether
    Automatic Data Processing, Inc.
    The Home Depot, Inc.
    Dai
    The Charles Schwab Corporation
    Aave
    Exxon Mobil Corporation
    UnitedHealth Group Incorporated
    PayPal Holdings, Inc.
    International Business Machines Corporation
    Ethereum
    Maker
    Caterpillar Inc.
    Arweave
    Danaher Corporation
    Helium
    Comcast Corporation
    Tezos
    Intel Corporation
    Prologis, Inc.
    Merck & Co., Inc.
    International Flavors & Fragrances Inc.
    Coca-Cola Company
    Citigroup Inc.
    Tesla, Inc.
    THORChain
    Johnson & Johnson
    The Goldman Sachs Group, Inc.
    Bitcoin
    NextEra Energy, Inc.
    USD Coin
    Avalanche
    CVS Health Corporation
    Bitcoin Cash
    The Hershey Company
    Wrapped Bitcoin
    Lam Research Corporation
    McDonald's Corporation
    Target Corporation
    Nike, Inc.
    Zcash
    NEAR Protocol
    Eli Lilly and Company
    AbbVie Inc.
    Meta Platforms, Inc.
    Oracle Corporation
    CME Group Inc.
    Decentraland
    PancakeSwap
    The Boeing Company
    Advanced Micro Devices, Inc.
    Celo
    Axie Infinity
    International Business Machines Corporation
    Ethereum
    Maker
    Caterpillar Inc.
    Arweave
    Danaher Corporation
    Helium
    Comcast Corporation
    Tezos
    Intel Corporation
    Prologis, Inc.
    Merck & Co., Inc.
    International Flavors & Fragrances Inc.
    Coca-Cola Company
    Citigroup Inc.
    Tesla, Inc.
    THORChain
    Johnson & Johnson
    The Goldman Sachs Group, Inc.
    Bitcoin
    NextEra Energy, Inc.
    USD Coin
    Avalanche
    CVS Health Corporation
    Bitcoin Cash
    The Hershey Company
    Wrapped Bitcoin
    Lam Research Corporation
    McDonald's Corporation
    Target Corporation
    Nike, Inc.
    Zcash
    NEAR Protocol
    Eli Lilly and Company
    AbbVie Inc.
    Meta Platforms, Inc.
    Oracle Corporation
    CME Group Inc.
    Decentraland
    PancakeSwap
    The Boeing Company
    Advanced Micro Devices, Inc.
    Celo
    Axie Infinity
    International Business Machines Corporation
    Ethereum
    Maker
    Caterpillar Inc.
    Arweave
    Danaher Corporation
    Helium
    Comcast Corporation
    Tezos
    Intel Corporation
    Prologis, Inc.
    Merck & Co., Inc.
    International Flavors & Fragrances Inc.
    Coca-Cola Company
    Citigroup Inc.
    Tesla, Inc.
    THORChain
    Johnson & Johnson
    The Goldman Sachs Group, Inc.
    Bitcoin
    NextEra Energy, Inc.
    USD Coin
    Avalanche
    CVS Health Corporation
    Bitcoin Cash
    The Hershey Company
    Wrapped Bitcoin
    Lam Research Corporation
    McDonald's Corporation
    Target Corporation
    Nike, Inc.
    Zcash
    NEAR Protocol
    Eli Lilly and Company
    AbbVie Inc.
    Meta Platforms, Inc.
    Oracle Corporation
    CME Group Inc.
    Decentraland
    PancakeSwap
    The Boeing Company
    Advanced Micro Devices, Inc.
    Celo
    Axie Infinity
    International Business Machines Corporation
    Ethereum
    Maker
    Caterpillar Inc.
    Arweave
    Danaher Corporation
    Helium
    Comcast Corporation
    Tezos
    Intel Corporation
    Prologis, Inc.
    Merck & Co., Inc.
    International Flavors & Fragrances Inc.
    Coca-Cola Company
    Citigroup Inc.
    Tesla, Inc.
    THORChain
    Johnson & Johnson
    The Goldman Sachs Group, Inc.
    Bitcoin
    NextEra Energy, Inc.
    USD Coin
    Avalanche
    CVS Health Corporation
    Bitcoin Cash
    The Hershey Company
    Wrapped Bitcoin
    Lam Research Corporation
    McDonald's Corporation
    Target Corporation
    Nike, Inc.
    Zcash
    NEAR Protocol
    Eli Lilly and Company
    AbbVie Inc.
    Meta Platforms, Inc.
    Oracle Corporation
    CME Group Inc.
    Decentraland
    PancakeSwap
    The Boeing Company
    Advanced Micro Devices, Inc.
    Celo
    Axie Infinity
    Berkshire Hathaway Inc.
    S&P Global Inc.
    Verizon Communications Inc.
    American Express Company
    Netflix, Inc.
    Marathon Petroleum Corporation
    Kava
    BNB
    The Walt Disney Company
    Filecoin
    Intuit Inc.
    Hedera
    Amgen Inc.
    Starbucks Corporation
    Chainlink
    The Graph
    Linde plc
    Nvidia Corporation
    Pfizer Inc.
    Lockheed Martin Corporation
    Johnson Controls International plc
    PepsiCo, Inc.
    Colgate-Palmolive Company
    Synthetix
    Toncoin
    Mastercard Incorporated
    Abbott Laboratories
    Cosmos
    Deere & Company
    JPMorgan Chase & Co.
    Elrond
    BlackRock, Inc.
    Visa Inc.
    Alphabet Inc.
    Uniswap
    Microsoft Corporation
    Bristol-Myers Squibb Company
    Litecoin
    EOS
    Procter & Gamble Co.
    Apple Inc.
    Medtronic plc
    Texas Instruments Incorporated
    Fantom
    Amazon.com, Inc.
    Berkshire Hathaway Inc.
    S&P Global Inc.
    Verizon Communications Inc.
    American Express Company
    Netflix, Inc.
    Marathon Petroleum Corporation
    Kava
    BNB
    The Walt Disney Company
    Filecoin
    Intuit Inc.
    Hedera
    Amgen Inc.
    Starbucks Corporation
    Chainlink
    The Graph
    Linde plc
    Nvidia Corporation
    Pfizer Inc.
    Lockheed Martin Corporation
    Johnson Controls International plc
    PepsiCo, Inc.
    Colgate-Palmolive Company
    Synthetix
    Toncoin
    Mastercard Incorporated
    Abbott Laboratories
    Cosmos
    Deere & Company
    JPMorgan Chase & Co.
    Elrond
    BlackRock, Inc.
    Visa Inc.
    Alphabet Inc.
    Uniswap
    Microsoft Corporation
    Bristol-Myers Squibb Company
    Litecoin
    EOS
    Procter & Gamble Co.
    Apple Inc.
    Medtronic plc
    Texas Instruments Incorporated
    Fantom
    Amazon.com, Inc.
    Berkshire Hathaway Inc.
    S&P Global Inc.
    Verizon Communications Inc.
    American Express Company
    Netflix, Inc.
    Marathon Petroleum Corporation
    Kava
    BNB
    The Walt Disney Company
    Filecoin
    Intuit Inc.
    Hedera
    Amgen Inc.
    Starbucks Corporation
    Chainlink
    The Graph
    Linde plc
    Nvidia Corporation
    Pfizer Inc.
    Lockheed Martin Corporation
    Johnson Controls International plc
    PepsiCo, Inc.
    Colgate-Palmolive Company
    Synthetix
    Toncoin
    Mastercard Incorporated
    Abbott Laboratories
    Cosmos
    Deere & Company
    JPMorgan Chase & Co.
    Elrond
    BlackRock, Inc.
    Visa Inc.
    Alphabet Inc.
    Uniswap
    Microsoft Corporation
    Bristol-Myers Squibb Company
    Litecoin
    EOS
    Procter & Gamble Co.
    Apple Inc.
    Medtronic plc
    Texas Instruments Incorporated
    Fantom
    Amazon.com, Inc.
    Berkshire Hathaway Inc.
    S&P Global Inc.
    Verizon Communications Inc.
    American Express Company
    Netflix, Inc.
    Marathon Petroleum Corporation
    Kava
    BNB
    The Walt Disney Company
    Filecoin
    Intuit Inc.
    Hedera
    Amgen Inc.
    Starbucks Corporation
    Chainlink
    The Graph
    Linde plc
    Nvidia Corporation
    Pfizer Inc.
    Lockheed Martin Corporation
    Johnson Controls International plc
    PepsiCo, Inc.
    Colgate-Palmolive Company
    Synthetix
    Toncoin
    Mastercard Incorporated
    Abbott Laboratories
    Cosmos
    Deere & Company
    JPMorgan Chase & Co.
    Elrond
    BlackRock, Inc.
    Visa Inc.
    Alphabet Inc.
    Uniswap
    Microsoft Corporation
    Bristol-Myers Squibb Company
    Litecoin
    EOS
    Procter & Gamble Co.
    Apple Inc.
    Medtronic plc
    Texas Instruments Incorporated
    Fantom
    Amazon.com, Inc.

    With 1,000s of assets

    Your security and privacy come first

    Bank-level security

    We use bank-grade security with all connections using secure encryption over TLS 1.2+, with 256-bit encryption.

    Opt-in consent

    We operate on a strict opt-in consent basis. Our action layer only performs tasks you've explicity authorised.

    Power in actions

    Our 20+ secure actions leverage protected integrations, allowing you to create custom Moves across multiple providers safely.

    Your money...

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    ยฉ Phinly Pty Ltd 2024. All rights reserved.

    Built in Sydney ๐Ÿจ with ๐Ÿงก by Phinly

    Phinly operates solely as a technology platform and is not a financial institution, adviser, or creditor of any kind. The information provided on this website, including but not limited to articles, blog posts, guides, and any other content, is for informational purposes only and should not be construed as financial advice. Users are encouraged to seek professional financial advice tailored to their individual circumstances before making any financial decisions.
    The brands and logos displayed on this website are for informational purposes only. Their presence does not constitute an endorsement, sponsorship, or affiliation with this website or its operators. All trademarks, registered trademarks, and service marks mentioned on this site are the property of their respective owners.
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    In the spirit of reconciliation we acknowledge and pay our respects to Aboriginal Elders, past and present, and Torres Strait Islander peoples as the First Peoples of Australia, whose ancestral lands and waters we work and live on throughout Australia. Our offices are located on the traditional lands of the Gadigal peoples of the Eora nation in Sydney.